Start your Journey to Financial Freedom
Debt-free in a decade? You betcha!
What can we help you with?
Rated 5 from 62 Reviews
Start your Journey to Financial Freedom
What can we help you with?
Rated 5 from 62 Reviews
We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies secure the right Investment Loan to buy an investment property
We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies get into their home sooner with a range of Home Loan options
We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies access Home Loan Options, First Home Owner Grants and Incentives
We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies secure the right Investment Loan to buy an investment property
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies get into their home sooner with a range of Home Loan options
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies refinance their Home Loan or Investment Loan
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies access Home Loan Options, First Home Owner Grants and Incentives
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies purchase a property, equipment or business with a Commercial Loan
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies fund their new build or renovation with a Construction Loan
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies grow their business and purchase equipment with a Business Loan
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies purchase a new vehicle, plant or machinery with Equipment Finance
Find out more..AC
Amanda Cecchin
Over the years we have had multiple dealings with Stephanie. She has been nothing but professional and prompt. Her knowledge and advice is ap very appreciated! We will be back again!
JP
Jessica Pimm
Stephanie was fantastic and made the process super easy! She was very informative and super helpful! Would definitely recommend her to anyone who is looking for a loan
L
Leon
All I can say there is not enough stars. Wow unbelievable very professional easy to talk to very happy thanks
Book in a free consultation with our experienced and friendly team and we can help point you in the right direction.
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It's no secret that many Australian's retire with just enough in their super to pay out their remaining mortgage and need to watch their pennies for the rest of their life. Our aim is to change people's mindsets, to show them what's possible and set them up to achieve a life and lifestyle they're proud of.
The Finance Architect is a mortgage brokerage committed to helping everyday Australians avoid retiring broke by encouraging them to dream big and be educated on how to pay off their family home and safely utilise leverage to build a passive income through property investing.
We love teaching and educating and get an enormous thrill from seeing our clients dreams become reality.
So no matter what your existing ideas around money are, we'll work with you and help you with debt reduction, wealth creation and lifestyle strategies that allow you to live the life you choose and not the life that chose you.
Yes, we can. The SMSF (Self-Managed Super Fund) space is currently a trending option, and we work with several lenders who operate in this market. If you already have SMSF lending, when was the last time you reviewed it? We've seen substantial savings for clients who were able to secure significant interest rate reductions. If you haven't had your SMSF loan reviewed, it's in your best interest to schedule a Loan Review with us.
This varies. We can expedite the application process as much as you can, but the timeline ultimately depends on your chosen lender. Some lenders can process applications within hours, while others may take anywhere from 3 to 14 business days. Bank turnaround times can occasionally influence our recommendations, especially if you have a specific timeframe in mind.
Yes, you can. Depending on factors such as GST registration and the length of time your ABN has been established, it may be possible in some cases to use financials from the previous financial year. Some lenders also offer financing without financials, provided your BAS is current and the numbers align. Understanding which lenders are more accommodating to self-employed applicants is crucial, and our expertise can guide you through these types of applications.
Absolutely, no problem. Our services are entirely digital, and our appointments are primarily conducted online. We have clients from all over Australia, and even some based overseas, so your location poses no hindrance.
To be frank, writing a home loan isn't particularly challenging; our value lies in the ongoing service we offer. We proactively review our clients' loans and portfolios, identifying opportunities for you to expedite debt repayment, amass wealth, or enhance your lifestyle.
The notion that a 20% deposit is mandatory is a misconception. Depending on your circumstances, the minimum deposit is often just 5%. We will advise you on the required deposit during your initial appointment with us. If you have a family guarantor, it may even be possible to buy property with no deposit at all. Feel free to contact us for more information.
The Finance Architect Pty Ltd ABN: 16 168 596 553. Credit Representative #450039 and is authorised under Australian Credit Licence 509484.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.
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