Start your Journey to Financial Freedom
Debt-free in a decade? You betcha!
What can we help you with?
Rated 5 from 62 Reviews
Start your Journey to Financial Freedom
What can we help you with?
Rated 5 from 62 Reviews
We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies secure the right Investment Loan to buy an investment property
We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies get into their home sooner with a range of Home Loan options
We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies access Home Loan Options, First Home Owner Grants and Incentives
We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies secure the right Investment Loan to buy an investment property
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies get into their home sooner with a range of Home Loan options
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies refinance their Home Loan or Investment Loan
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies access Home Loan Options, First Home Owner Grants and Incentives
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies purchase a property, equipment or business with a Commercial Loan
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies fund their new build or renovation with a Construction Loan
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies grow their business and purchase equipment with a Business Loan
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies purchase a new vehicle, plant or machinery with Equipment Finance
Find out more..AC
Amanda Cecchin
Over the years we have had multiple dealings with Stephanie. She has been nothing but professional and prompt. Her knowledge and advice is ap very appreciated! We will be back again!
JP
Jessica Pimm
Stephanie was fantastic and made the process super easy! She was very informative and super helpful! Would definitely recommend her to anyone who is looking for a loan
L
Leon
All I can say there is not enough stars. Wow unbelievable very professional easy to talk to very happy thanks
Book in a free consultation with our experienced and friendly team and we can help point you in the right direction.
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It's no secret that many Australian's retire with just enough in their super to pay out their remaining mortgage and need to watch their pennies for the rest of their life. Our aim is to change people's mindsets, to show them what's possible and set them up to achieve a life and lifestyle they're proud of.
The Finance Architect is a mortgage brokerage committed to helping everyday Australians avoid retiring broke by encouraging them to dream big and be educated on how to pay off their family home and safely utilise leverage to build a passive income through property investing.
We love teaching and educating and get an enormous thrill from seeing our clients dreams become reality.
So no matter what your existing ideas around money are, we'll work with you and help you with debt reduction, wealth creation and lifestyle strategies that allow you to live the life you choose and not the life that chose you.
The notion that a 20% deposit is mandatory is a misconception. Depending on your circumstances, the minimum deposit is often just 5%. We will advise you on the required deposit during your initial appointment with us. If you have a family guarantor, it may even be possible to buy property with no deposit at all. Feel free to contact us for more information.
The best interest rate varies from person to person based on individual circumstances. A larger deposit and borrowing less than 80% of the property value can help secure more favourable rates. However, the interest rate is just one of several factors we consider when making recommendations. Other factors include lending products, service quality, turnaround times, flexibility, and lender policies. Our goal is to ensure our clients don't overpay, so we frequently request better pricing from lenders during regular loan reviews.
This varies. We can expedite the application process as much as you can, but the timeline ultimately depends on your chosen lender. Some lenders can process applications within hours, while others may take anywhere from 3 to 14 business days. Bank turnaround times can occasionally influence our recommendations, especially if you have a specific timeframe in mind.
In brief, it's all about choice (with access to 50+ lenders), service (our unwavering commitment to supporting you, not just for the immediate transaction but also your long-term goals and objectives), and advice (our expert guidance tailored to your unique needs). Banks simply can't compete with our offerings. Moreover, we are obligated to act in your best interests, in line with the recently introduced Best Interest Duty (BID), a requirement that banks cannot fulfill.
Absolutely, no problem. Our services are entirely digital, and our appointments are primarily conducted online. We have clients from all over Australia, and even some based overseas, so your location poses no hindrance.
Absolutely! Like anything worthwhile, it requires commitment and sacrifice, but the prospect of being debt-free in a decade sounds appealing, doesn't it?