Start your Journey to Financial Freedom
Debt-free in a decade? You betcha!
What can we help you with?
Rated 5 from 62 Reviews
Start your Journey to Financial Freedom
What can we help you with?
Rated 5 from 62 Reviews
We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies secure the right Investment Loan to buy an investment property
We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies get into their home sooner with a range of Home Loan options
We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies access Home Loan Options, First Home Owner Grants and Incentives
We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies secure the right Investment Loan to buy an investment property
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies get into their home sooner with a range of Home Loan options
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies refinance their Home Loan or Investment Loan
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies access Home Loan Options, First Home Owner Grants and Incentives
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies purchase a property, equipment or business with a Commercial Loan
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies fund their new build or renovation with a Construction Loan
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies grow their business and purchase equipment with a Business Loan
Find out more..We're expert Mortgage Brokers based in Oakleigh, Victoria helping everyday Aussies purchase a new vehicle, plant or machinery with Equipment Finance
Find out more..AC
Amanda Cecchin
Over the years we have had multiple dealings with Stephanie. She has been nothing but professional and prompt. Her knowledge and advice is ap very appreciated! We will be back again!
JP
Jessica Pimm
Stephanie was fantastic and made the process super easy! She was very informative and super helpful! Would definitely recommend her to anyone who is looking for a loan
L
Leon
All I can say there is not enough stars. Wow unbelievable very professional easy to talk to very happy thanks
Book in a free consultation with our experienced and friendly team and we can help point you in the right direction.
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It's no secret that many Australian's retire with just enough in their super to pay out their remaining mortgage and need to watch their pennies for the rest of their life. Our aim is to change people's mindsets, to show them what's possible and set them up to achieve a life and lifestyle they're proud of.
The Finance Architect is a mortgage brokerage committed to helping everyday Australians avoid retiring broke by encouraging them to dream big and be educated on how to pay off their family home and safely utilise leverage to build a passive income through property investing.
We love teaching and educating and get an enormous thrill from seeing our clients dreams become reality.
So no matter what your existing ideas around money are, we'll work with you and help you with debt reduction, wealth creation and lifestyle strategies that allow you to live the life you choose and not the life that chose you.
Yes, we can. The SMSF (Self-Managed Super Fund) space is currently a trending option, and we work with several lenders who operate in this market. If you already have SMSF lending, when was the last time you reviewed it? We've seen substantial savings for clients who were able to secure significant interest rate reductions. If you haven't had your SMSF loan reviewed, it's in your best interest to schedule a Loan Review with us.
Yes, you can. Depending on factors such as GST registration and the length of time your ABN has been established, it may be possible in some cases to use financials from the previous financial year. Some lenders also offer financing without financials, provided your BAS is current and the numbers align. Understanding which lenders are more accommodating to self-employed applicants is crucial, and our expertise can guide you through these types of applications.
Certainly. We encounter many people in a similar situation, whether they're not quite ready but have a goal, or they're unsure about their readiness. We'll guide you every step of the way, speaking in plain language while explaining the necessary steps for obtaining financing.
Absolutely, no problem. Our services are entirely digital, and our appointments are primarily conducted online. We have clients from all over Australia, and even some based overseas, so your location poses no hindrance.
In brief, it's all about choice (with access to 50+ lenders), service (our unwavering commitment to supporting you, not just for the immediate transaction but also your long-term goals and objectives), and advice (our expert guidance tailored to your unique needs). Banks simply can't compete with our offerings. Moreover, we are obligated to act in your best interests, in line with the recently introduced Best Interest Duty (BID), a requirement that banks cannot fulfill.
The notion that a 20% deposit is mandatory is a misconception. Depending on your circumstances, the minimum deposit is often just 5%. We will advise you on the required deposit during your initial appointment with us. If you have a family guarantor, it may even be possible to buy property with no deposit at all. Feel free to contact us for more information.