Pre-Purchase Steps
1.Firstly, find out how much you can borrow, what your loan repayments will be, how much deposit you need, and what government and other purchase costs are likely to be
2.Arrange for finance pre-approval
3.Search for suitable properties in your price range
4.Engage a Conveyancer to act for you
Purchase Steps
1.Negotiate the purchase price and sale conditions
2.Pay your 10% deposit
3.Condition the sale “subject to finance” and any other relevant conditions, such as “satisfactory building and/or pest inspection”
4.Forward a copy of the Contract of Sale ASAP to your Conveyancer and to us
5.Arrange building and/or pest inspections
6.Obtain Building Insurance Cover
7.We then manage the progress of your loan from pre-approval through to Unconditional Approval
8.Upon Unconditional Approval, Loan documents are then dispatched by mail.
Critical Final Steps
1.Loan documents need to be signed and returned to the Lender with evidence of Building Insurance cover at least one week prior to property settlement date
2.Review all your personal insurance, income protection and life insurance
3.Your Conveyancer will arrange settlement details directly with the Lender
4.Funds to complete the purchase, including the costs involved, need to be sent to your conveyancer 24-48 hours prior to settlement
5.On the day of settlement funds, contracts and titles are exchanged
6.Collect they keys to your property from the Real Estate Agent
I'm passionate about empowering you to achieve your financial goals. Speak to me today to get the ball rolling on the purchase of your next property!
1.Firstly, find out how much you can borrow, what your loan repayments will be, how much deposit you need, and what government and other purchase costs are likely to be
2.Arrange for finance pre-approval
3.Search for suitable properties in your price range
4.Engage a Conveyancer to act for you
Purchase Steps
1.Negotiate the purchase price and sale conditions
2.Pay your 10% deposit
3.Condition the sale “subject to finance” and any other relevant conditions, such as “satisfactory building and/or pest inspection”
4.Forward a copy of the Contract of Sale ASAP to your Conveyancer and to us
5.Arrange building and/or pest inspections
6.Obtain Building Insurance Cover
7.We then manage the progress of your loan from pre-approval through to Unconditional Approval
8.Upon Unconditional Approval, Loan documents are then dispatched by mail.
Critical Final Steps
1.Loan documents need to be signed and returned to the Lender with evidence of Building Insurance cover at least one week prior to property settlement date
2.Review all your personal insurance, income protection and life insurance
3.Your Conveyancer will arrange settlement details directly with the Lender
4.Funds to complete the purchase, including the costs involved, need to be sent to your conveyancer 24-48 hours prior to settlement
5.On the day of settlement funds, contracts and titles are exchanged
6.Collect they keys to your property from the Real Estate Agent
I'm passionate about empowering you to achieve your financial goals. Speak to me today to get the ball rolling on the purchase of your next property!
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